Making Rectangular Picture Frames

What we'll do: Create your own rectangular Picture Frame, such as the one shown in this example:

What you'll need: Paint Shop Pro X. (The same general steps can be also be used in PSP8 or PSP9.)

Steps:

Begin by opening a new raster image with a transparent background. Be sure that the new image is as large as you'll ever want your frame to be (or maybe even larger than that). Here, I'm opening an image that would print as 4"x5" at 200ppi:
Choose Selections | Select All (or press Ctrl+A), then choose Selections | Modify | Contract. Contract to the size you want for the width of your frame. Here, I used 100 pixels:

Invert the selection with Selections | Invert (or press Ctrl+Shift+I):

Then, with the Flood Fill tool, fill the inverted selection with the material you want for your frame. A woodgrain pattern is used here:

Turn off your selection with Selections | Select None (or press Ctrl+D).
Now give the frame a bevel with Effects | 3D Effects | Inner Bevel. Choose whatever settings give you the effect that you want, then click OK:
Export your image as a Picture Frame with File | Export | Picture Frame. In the Export Picture Frame dialog, give your frame a name and then click Save:
You can now close your image without saving it.

Your picture frame is now ready for use! Whenever you want to apply your Picture Frame, choose Image | Picture Frame, selecting the frame in the selection list.

Note: Since a Picture Frame is applied on its own layer, you can easily add a drop shadow to your frame after you apply the frame to a particular image. There's no need to include a drop shadow in the Picture Frame itself.

Adapted from one of my old tutorials for PSP6.